by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jul 8, 2025 | Financial Aid
The CSS Profile is an online college application administered by the College Board. Each year, use of the CSS Profile application allows students to access over $10 billion in non-Federal student aid. Annually, over 430,000 students receive an average of $45,000 in...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 19, 2025 | Financial Aid
Federal Direct Loans are government-backed financial aid options provided by the U.S. Education Department (ED) to help students afford the costs of higher education. Direct Subsidized Loans offer an initial interest-free period during college years for eligible...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | May 21, 2024 | Financial Aid
Federal Direct PLUS Loans, commonly referred to as Parent PLUS Loans (PPL’s), are uncollateralized loans made by the U.S. Education Department (ED) to the parents of dependent students to help pay for college. PPL’s are a type of Federal loan intended for parents,...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jan 8, 2024 | Financial Aid
One reason for the establishment of the U.S. Education Department (ED) in 1979 was to assist students in paying for a post-secondary education. Like corporations that market to consumers, the ED conducts much of its business with its student-consumers over the...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Dec 11, 2023 | Financial Aid
Most families welcome any type of external financial aid that can help them afford college. Although they may not accept all aid offered to them, they prefer a wide array of choices. The FAFSA process is the best way to obtain aid from Federal and state governments,...
by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Oct 30, 2023 | Financial Aid
The Federal Work-Study (FWS) Program provides a way for students to earn money for their education by working at a part-time job while in a college or career school. There are about 3,400 schools participating in the program, which is managed by the Student Aid Office...
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