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The CSS Profile Can Increase Financial Aid

The CSS Profile Can Increase Financial Aid

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Aug 28, 2023 | Financial Aid

In addition to the Free Application for Federal Student Aid (FAFSA), some college-bound students complete another application called the College Scholarship Service Profile (the Profile). The Profile is required by 240 colleges and a number of private scholarship...
Student Loan Repayment Pause Ends in August

Student Loan Repayment Pause Ends in August

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jun 12, 2023 | Financial Aid

Millions of Americans lost their jobs after the outbreak of COVID-19 in early 2020. For many, this disrupted their ability to repay their Federal student loans, so repayments were suspended in March 2020. They were originally set to resume in September 2020, but the...
Financial Safety Schools Belong On College Lists

Financial Safety Schools Belong On College Lists

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Jun 3, 2023 | Financial Aid

A high school student’s College List is the set of institutions to which they’ll apply in senior year. They are colleges that that students determine are exceptionally well suited to their needs, goals, financial circumstances, talents, and preferences. A strong...
Understanding a College’s Cost of Attendance

Understanding a College’s Cost of Attendance

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Apr 18, 2023 | Financial Aid

Students and families should analyze the cost of attending a particular college. Cost of Attendance (COA) is the term used for the total of the direct and indirect costs of one academic year of undergraduate study at a college. It’s the maximum amount that a...
The U.S. Military Pays College Costs

The U.S. Military Pays College Costs

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 16, 2023 | Financial Aid

High school seniors seek ways to avoid the college debt burden that has proven such a hardship for millions of their predecessors. In a recent post, we reviewed six strategies for obtaining a college education at an expense level so moderate that incurring student...
Entrance Counseling for Federal Student Loans – Part 3

Entrance Counseling for Federal Student Loans – Part 3

by Micheal E. McKinnon, M.Ed., CCPS; College Planners of America, Ltd | Mar 7, 2023 | Financial Aid

This post is a continuation of the last two that summarized Modules 1 and 2 of the Student Loan Entrance Counseling (SLEC). Module 3, “Federal Student Loans”, is summarized in this post. When a student is approved for a Federal loan for the first time, they’re...
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