by Mitch St Thomas | Jun 24, 2025 | Legislation
In the last post, we covered H.R. 1 of 2025 (the Big Beautiful Bill), which, in Title III, proposes major changes to Federal student aid programs. The changes in Title III take effect on July 1, 2026, and apply to award year 2026–27 and subsequent years. It’s now in...
by Mitch St Thomas | Jun 11, 2025 | Colleges
College tuition rises much faster than general inflation, a fact that has been well known for some time. Lately, however, sky high tuition has colleges on the horns of a dilemma. Limited in ways to grow revenue such as offering new programs or recruiting more foreign...
by Mitch St Thomas | May 19, 2025 | Financial Aid
Federal Direct Loans are government-backed financial aid options provided by the U.S. Education Department (ED) to help students afford the costs of higher education. Direct Subsidized Loans offer an initial interest-free period during college years for eligible...
by Mitch St Thomas | May 7, 2025 | Federal Student Loans
A Parent PLUS Loan (PPL) is a Federal student loan program that helps parents finance their dependent children’s college education, making it a vital resource for families facing rising college costs. Carrying a fixed interest rate of 9.08% for both the 2024-25...
by Mitch St Thomas | May 1, 2025 | Federal Student Loans
Private student loans are financial products offered by private lenders to help students finance their college education. They are distinct from Federal student loans provided by the government. Private loans have the potential to fill funding gaps when Federal...
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